Archive for November, 2009

Tutors: Look out for Internet Scams

Thursday, November 26th, 2009

tutor scam

One of our tutors, Maureen, recently commented about a scam she was subject to:

A few months ago I had a lot of emails promising to pay me three months or six months in advance for my tutoring (Yoga) for a young person visiting my area. There was usually a sob story – a family bereavement or illness. All they wanted is my bank account details for the payment in advance. Beware!

We cover such scams and other safety advice to tutors in our free e-book. This kind of threat is sometimes called the counterfeit cashier’s cheque or advance fee fraud. Put simply, a dishonest enquirer from abroad asks if they can send you a cheque to pay for a block of lessons. For one reason or another, the enquirer then requests a refund for part or all of the amount. However, since the original cheque is fraudulent, you will lose any money you transfer back to the enquirer.
These emails tend to:

  • be from a ‘parent’ overseas (typically Africa, Russia or Eastern Europe);
  • request a large block of lessons upfront, despite knowing very little about you;
  • have poor spelling and grammar;
  • immediately request personal information such as your home address.

The best advice against such scams is simple: never send money to someone you’ve only ever met on the Internet, no matter what the circumstances are.

National Freelancers Day: 23rd November

Wednesday, November 25th, 2009

National Freelancers Day

Monday 23rd November was National Freelancers Day in the UK, and PCG – the trade association for freelancers – have even created a dedicated website www.nationalfreelancersday.org.uk. In a nutshell, the aims of the day were to:

  • highlight the value of freelancers to UK businesses
  • celebrate the value of freelancing as a valid career choice, highlighting the community and support network
  • lobby the Government to improve clarity and fairness in the tax system for freelancers

Although PCG emphasise the work of freelancers in the business sector (for example, IT, management and marketing consultants) their definition extends to ‘basically, anyone who is working independently in a knowledge–based role’. They also provide a useful definition; freelancers can be said to:

  • Be neither employers nor employees
  • Be skilled professional workers
  • Supply services to a range or succession of clients
  • Have commercial (“self-employed”) relationships with their clients
  • Work for a fee

There is clearly a cross-over here with independent private tutors, and at least the 2nd and 3rd aims of National Freelancers Day will be of relevance to tutors.

One of the most exciting aspects of National Freelance Day is its free webcast which includes interviews with recognized experts discussing the increasingly important role freelancers will play in the economy. In particular, the respected futurologist Dr James Bellini, discusses how by 2020 the ‘working geography’ of Britain will be totally different from what it is today. Here are some excerpts from what he had to say:

From Pyramid to Pancake

“People will increasingly work from wherever they wish to because of connective technologies … Companies will be much smaller and will be working much on a networked basis – what we call the ‘pancake’ instead of the old ‘pyramid’”

The Importance of the Individual

“The best way to describe the digital future is of a gigantic worldwide conversation in which size doesn’t matter anymore … an individual will be as important as a big company in ten and twenty years ahead because their importance will be the value they can bring to a particular task. So, the future is not about size, it’s not about scale – it’s size-neutral.”

The Need for Personal Branding

“Now and in the future we will increasingly have to rely on our own individual talents and our talents as they fit into task teams or other teams … so the biggest issue that a lot of freelancers will face is their own personal branding. You know, who are they? What do they do? What do they bring to the party? We know, if we pick up a bottle of Coca-Cola what it’s going to taste like. We know if we buy from Microsoft that it’s going to do this job or that job – that’s what a brand does for you. With individuals, though – and they are the future – we have to develop the notion of personal branding, and that is a kind of exercise we all need to go through. I think a lot of the time, people who work for themselves don’t really see themselves as a brand. In the future, they will have to.”

You can watch the full interview here.

While such issues may seem a long way from the private tutoring you may do on a day-to-day basis, it is important to realize that change is definitely afoot. For one thing, as technology continues to facilitate ever-more sophisticated contact between individuals, it will inevitably play an increasing role in tutoring. The degree to which the tuition industry exploits the use of technology is both an exciting and challenging issue, particularly since personal, face-to-face contact is seen by many to be the lynchpin of the tutoring medium.

Online Identity Theft – Tutors Beware

Sunday, November 22nd, 2009

Online safety is an issue for everyone, and the UK government sponsored site www.getsafeonline.org gives up-to-date advice on all aspects.

However, one issue of particular relevance to tutors is the risk of identity theft. According to a Get Safe Online report last week, a massive 1 in 5 (21%) of UK internet users have been the victim of online identity theft.

If you advertise your tutoring services on the internet, you need to take extra care that you’re not increasing that risk by posting sensitive data online, for example, by including your CV.

According to the Metropolitan Police, criminals need only three out of 15 key pieces of information to commit identity fraud, with the average CV containing eight pieces of information.

All of the information below, commonly found in CVs, can help the identity fraudster:-

  • Full name
  • Marital Status
  • Place of Birth
  • Driving Licence Status
  • Number of dependents and ages
  • Date of Birth
  • Current Address
  • Email address
  • Phone numbers
  • Employment History including referees and current employer
  • Schools / educational establishments attended
  • Personal information such as hobbies and interests

(source: www.denisatlas.co.uk)

At The Tutor Pages, we minimize the risk of identity theft both by collecting minimal data from tutors during sign up, and restricting the amount of personal data displayed online. For example, tutors do not enter their date of birth or home address, and only enter the first half of their postcode. In addition, we do not display tutor email addresses online, and ask that tutors do not include their phone number(s) in their online profile.

The below is a cautionary tale:

Caroline Coats, a company director from Montpellier, was in Birmingham doing some Christmas shopping when she was arrested after visiting her bank to get some money out. In less than an hour she was in a cell and questioned by police through the night. Why? Because she had been the unwitting victim of internet fraud after posting her CV on a jobs website. (see www.denisatlas.co.uk/TrueStories.asp for the continuation).